Tag Archives: Financial Services

The Latest: Credit Union Growth on the Rise

22 Jul

Is credit union growth on the rise? It looks that way according to these articles:

Credit Unions Growing Again After Rough Recession Years

Credit Unions’ Rise Likely to Continue

Lower Costs Drive Credit Union Growth

Credit Unions’ Earnings Hit an All-Time High

Kansas Credit Unions Growth Figures Remain Strong

5 Steps: How to Apply for a Mortgage Loan

17 Jul

How to Apply for a Mortgage Loan

Step 1: Find a lender  

Choose the best lender for you. Central Star offers several loan options.

Step 2: Check credit report

Make sure that your credit report is accurate and credit history is cleaned up.

Step 3: How much can you reasonably spend

You might qualify for more than would be comfortable paying. Being “house poor” is when homebuyers spend too much.

Step 4: Apply for loan

After checking credit, deciding on an amount and saving a down payment, it is time to submit a loan application.

Step 5: Closing

Closing is the final step in the home mortgage process. Congratulations you are now a homeowner.

Further Reading:

Mortgage Application Tips

Mortgage Basics: Learn About Buying a Home

10 Questions to Ask When Applying for a Mortgage Loan

How to Qualify for a Mortgage Loan with Bad Credit

Don’t Tax My Credit Union Campaign

24 Jun

Via www.donttaxmycreditunion.org :

“’Don’t Tax My Credit Union’ is a national campaign dedicated to ensuring Congress doesn’t raise taxes on 96 million credit union members nationwide and preserves financial choice for American consumers. Join us today to share your story and tell Congress: Don’t Tax My Credit Union!”

We urge you to visit the link above and take action against raising taxes and imposing new fees on your credit union.

 

Meet Central Star’s President Lee Williams

10 Jun

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Lee Williams has worked in finance for over 30 years. For the last 13 years, she has served as Central Star Credit Union’s CEO. Interested in empowering individuals and improving the communities in which they live, Lee, is also a member of several local and national boards. Her areas of expertise are: financial literacy, budgeting, investing, predatory lending, and payday lending.  Lee Williams has presented to both local and national audiences, won numerous awards and recognitions in the financial community, and presented before Congress and state legislature. We will see a lot of Lee on this blog. She will be answering questions, giving advice, and even telling funny stories.