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The Best Things to Buy in September

11 Sep

Here is a list of items that are best to buy in September:

  • Appliances New models come out in Sept and Oct so older models will be cheaper.
  • Bicycles New models are debuting this month, but the end of bicycle season is coming to an end which means better savings.
  • Holiday Airfare The best deals for air travel are 8 weeks before traveling. Now is the time to buy for Thanksgiving.
  • School Supplies School has just begun, there are still sales and you might have just realized that you need another item.
  • Wine Harvest season is happening now and new wines are hitting the market.
  • iPhone With the release of the 5S and the 5C there is a price drop for older models.
  • Denim Because denim is a great transition from summer to fall many retailers are competetive prices now.
  • Kitchen Goods Lower prices on kitchen goods happened because of summer weddings and students going to college and now the prices will stay low.
  • Outdoor Goods (lawnmowers, patio furniture, garden products, pool equipment etc) End of the season sales.

 

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Understanding Your 401 (k)

21 Aug

Next up in our Saving Series is the 401(k). Many of us have a 401(k) but few of us understand the ins and outs of our retirement savings accounts. Here are some tools to help you get a better grasp on your 401(k).

 

8 Tips to a Healthy 401 k

The World’s Easiest Guide to Understanding Retirement Accounts

A Young Man’s Guide to Understanding Retirement Accounts: the 401 (k)

Understanding 401 (k) Basics

401 (k) Plans

How 401 k Plans Work

Defined Contribution Plans: 401 (k)’s

How to save while eating out

14 Aug

Eat lunch instead of dinner

Prices are cheaper during lunch than at dinner.

Order water

Drinks can be expensive. Cut costs when dining out by skipping the drinks.

Use coupons or deals from places like restaurant.com

You can find coupons everywhere, in the newspaper, following places on Facebook, from Groupon, etc.

Go to restaurants that offer free (or cheap) kid’s nights

Many restaurants offer kids eat free nights. For a list of local restaurants click here.

Share a meal

We all know portions are incredibly large at most places so why not share a meal to save a few dollars.

Go on nights when specials are offered

Usually during the week restaurants have specials they promote to get more people eating out at their place.

Eat out earlier

Another time that restaurants promote specials is earlier in the evening. Check for happy hour appetizer/tapas promotions.

 

One last place to look for specials is eatfreeonyourbirthday.com

New Series

2 Aug

Hi all. Back to school is approaching and summer is coming to a close. Also coming to a close is our series on Budgeting. We are starting a brand new series this month and the topic is Saving. You have started to get your budget together and now it is important to focus on one of the main reasons for creating a budget. Not only will we talk about how to create a savings plan, but also ways to save money when shopping, paying bills, etc. We look forward to any feedback and or suggestions for this series or future ones.